These terms govern your use of cryptoassetbuyer.com and every service, publication and product CAB provides. Please read them. By using the site, you accept them.
Publisher: 123 Ideas Ltd
Effective: 26 July 2026
Version 2.0
Jurisdiction: Nigeria
Read this first. CAB is a publication. Nothing on this site is financial, investment, legal, tax or accounting advice, and nothing on it is an offer, solicitation or recommendation to buy, sell or hold any asset. See sections 6 and 7. If you need advice on a specific decision, consult a professional qualified in your jurisdiction.
CAB is a regulatory and business intelligence publication covering Africa’s digital asset economy, published at cryptoassetbuyer.com (the “Site“). The Site is owned and operated by 123 Ideas Ltd (“CAB“, “we“, “us“, “our“), a company registered in Nigeria. References to “Crypto Asset Buyer Ltd” or “123 Ideas Ltd” in our materials refer to the same publishing operation. These Terms and Conditions (the “Terms“) apply to everyone who accesses or uses the Site or any CAB service, in any capacity — as a reader, a subscriber, a contributor, a commercial partner, or a member of the public.
2. Acceptance of these terms
By accessing, browsing, subscribing to, contributing to, or otherwise using the Site, you agree to be bound by these Terms and by our Privacy Notice and Ethical Policy, which are incorporated by reference. If you do not agree, you must not use the Site.If you use the Site on behalf of an organization, you represent that you are authorized to accept these Terms on that organization’s behalf, and “you” includes that organization.Where you enter into a separate written agreement with us — for a partnership, a license, a commission or a contribution — that agreement governs its subject matter, and these Terms apply to everything not covered by it. In the event of conflict, the signed agreement prevails for its subject matter.
3. Definitions
Content — all material published on or made available through the Site, including articles, analysis, newsletters, reports, data, images, graphics, logos and the compilation and arrangement of them.
Reader — any person who accesses the Site to read or use Content, whether or not registered.
Contributor — any person who submits writing, commentary, tips or other material to CAB, whether commissioned, staff, or unsolicited.
Partner — any organization or person that enters into a commercial arrangement with CAB, including advertising, sponsorship, branded content, report distribution, events or data licensing.
User Content — any material you submit, post or transmit through the Site, including comments, tips and submissions.
Digital Assets — cryptocurrencies, stablecoins, tokens, virtual assets and related instruments discussed in our Content.
4. Eligibility and access
You must be at least 18 years old, or the age of majority in your jurisdiction if higher, to register for an account, subscribe to a paid product, or enter into any commercial arrangement with CAB. Readers below that age may read freely-available Content only with the consent and supervision of a parent or guardian. You are responsible for the equipment, connectivity and arrangements needed to access the Site, and for ensuring that your use complies with the laws that apply to you. Access may not be lawful in every jurisdiction, and we make no representation that the Content is appropriate or available for use outside Africa or Nigeria.
5. Permitted and prohibited use
You may access and read the Site for your own personal or internal business use, and share links to our Content freely. Beyond that, you must not:
copy, republish, scrape, harvest, mirror or systematically extract Content, in whole or in substantial part, without our written permission;
use automated means (bots, crawlers, scrapers) to access the Site other than search engines observing our robots directives, or use Content to train machine-learning models without our written permission;
remove, obscure or alter any copyright, byline, attribution or proprietary notice;
frame, white-label or present the Content as your own or as endorsed by you;
use the Site to transmit malware, attempt to gain unauthorized access, or interfere with its operation or security;
use the Site or Content for any unlawful purpose, or in a way that infringes the rights of others or brings CAB into disrepute;
misrepresent your affiliation with CAB or impersonate CAB, its editors or contributors.
Reasonable quotation of our Content for the purposes of news reporting, comment, criticism or review is permitted where you attribute CAB clearly and link to the original.
6. Nature of our content
CAB is journalism and analysis. Our Content describes rules, market events and their consequences. It is prepared in good faith and to our published editorial standards, but:
it is provided for general information and does not account for your particular circumstances, objectives or risk tolerance;
the Digital Assets sector moves quickly, and Content that was accurate when published may become outdated; we are under no obligation to update it;
Content may include analysis, interpretation and opinion with which others reasonably disagree, and forward-looking statements that may not come to pass;
where Content concerns law or regulation, it is our reading of the instrument and not a substitute for advice from a qualified professional retained by you.
7. No advice and no reliance
This section is important. Nothing on the Site constitutes financial, investment, legal, tax, accounting or other professional advice, and nothing on it is a recommendation, offer, solicitation or inducement to buy, sell or hold any Digital Asset, security or other instrument, or to adopt any strategy.CAB does not publish price predictions, trading signals, or yield or return projections, and any figure, forecast or third-party view reproduced in our Content is reported, not endorsed. Digital Assets are volatile and high-risk, and you may lose the entirety of any capital you commit. Any decision you take is your own. To the fullest extent permitted by law, you agree that you do not rely on the Content for any decision, and that CAB is not liable for any decision you make or action you take on the basis of it. If you need advice, retain a professional qualified and regulated in your jurisdiction.
8. Intellectual property
All Content, and all intellectual property rights in it — including the CAB name, the CAB logo and wordmark, the section names, the design and arrangement of the Site, and all text, analysis, graphics and data we produce — are owned by or licensed to 123 Ideas Ltd and are protected by copyright, trade mark and other laws. Except for the limited permissions in section 5, no right or license is granted to you. You may not use the CAB name or marks without our prior written consent. Rights not expressly granted are reserved. Where Content incorporates primary documents (circulars, gazettes, judgments, rules), those documents remain the property of their originators; our compilation, selection, arrangement and commentary are ours.9. Contributors and submissionsIf you contribute writing or other material to CAB, whether commissioned or unsolicited, the following applies unless a separate written agreement says otherwise:
Your warranties. You warrant that the work is your own, original and unpublished elsewhere unless disclosed; that it does not infringe any third party’s rights or defame anyone; that it is accurate to the best of your knowledge; and that you have disclosed any interest, payment or relationship relevant to what you have written.
License to us. You grant CAB a worldwide, perpetual, irrevocable, royalty-free license to edit, publish, reproduce, adapt, archive and distribute your contribution across our platforms and formats, and to sub-license these rights for syndication. You retain authorship and, where we agree, may republish your own piece elsewhere after it appears on CAB, with attribution.
Editorial control. We edit to our standards. We may decline, amend, withhold or remove any contribution, and publication is never guaranteed. We do not pay for unsolicited contributions unless expressly agreed in writing.
Disclosure. Contributors are named, and any interest relevant to the subject must be disclosed to us and will be disclosed in the published piece.
Tips and confidential sources. Where you provide information as a confidential source, we will handle it in accordance with our editorial standards. Do not send us anything you are not lawfully entitled to disclose.
10. Partners and commercial content
Commercial arrangements are governed by a separate written agreement and the rate card in force. In addition, the following apply to all Partners:
Placement, not coverage. Commercial spend buys placement and clearly labelled content only. It does not buy favorable editorial treatment, advance sight of stories, or the removal or alteration of published Content. Our editorial independence is absolute and is set out in our Ethical Policy.
Labelling. All commercial content is visibly marked as partner or sponsored content, carries rel="sponsored" on outbound links, and is excluded from our news feeds.
Partner warranties. A Partner warrants that its creative and claims are accurate, lawful, not misleading, and compliant with the advertising, consumer-protection and financial-promotion rules applicable to it, and that it holds all necessary rights and licenses. The Partner indemnifies CAB against claims arising from its creative or claims.
Right of refusal. We may decline any booking and withdraw any live creative that conflicts with our Ethical Policy or these Terms, including the categories we do not carry (token sales, yield claims, anonymous projects, unlicensed operators, and the others listed in our rate card), with fees refunded pro rata for withdrawn creative.
No endorsement. CAB’s acceptance of a Partner is not an endorsement of that Partner or its products, and must not be represented as one.
11. Comments and user content
Where the Site permits comments or other User Content, you are solely responsible for what you submit. You must not post anything unlawful, defamatory, infringing, misleading, abusive, or that promotes a scheme we would not carry as advertising (token sales, yield claims, signal groups and the like).You grant CAB a non-exclusive, royalty-free, worldwide license to use, reproduce and display your User Content in connection with the Site. We may moderate, edit or remove User Content at our discretion and without notice, but we do not pre-screen it and are not responsible for it. User Content does not represent CAB’s views.12. Third-party links and servicesThe Site links to third-party websites, documents and services for reference. We do not control them, do not endorse them, and are not responsible for their content, accuracy, availability, or their handling of your data. Following a link is at your own risk and subject to that third party’s terms.13. Accounts and newslettersSome features require registration or subscription. You must provide accurate information, keep your credentials secure, and are responsible for activity under your account. Notify us of any unauthorized use. We may suspend or close an account that breaches these Terms.By subscribing to a newsletter you consent to receive it and related communications; you may unsubscribe at any time using the link in each email. Paid products are governed by the terms presented at purchase.14. Privacy and data protectionWe handle personal data in accordance with our Privacy Notice and with the Nigeria Data Protection Act 2023 and other applicable law. By using the Site you acknowledge that Notice. It explains what we collect, why, the lawful basis, how long we keep it, and the rights available to you.15. Availability and changes to the SiteWe aim to keep the Site available but do not guarantee uninterrupted or error-free access. We may change, suspend, restrict or discontinue any part of the Site or any Content at any time, and may impose limits on certain features, without liability to you.16. Disclaimers of warrantyTo the fullest extent permitted by law, the Site and all Content are provided “as is” and “as available”, without warranties of any kind, whether express or implied, including implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, title and non-infringement. We do not warrant that the Content is accurate, complete, current or reliable, that the Site is free of viruses or harmful components, or that defects will be corrected. Nothing in these Terms excludes any liability that cannot lawfully be excluded.17. Limitation of liabilityTo the fullest extent permitted by law, CAB, 123 Ideas Ltd, and their directors, editors, employees, contributors and agents will not be liable for any indirect, incidental, special, consequential or exemplary loss, or for any loss of profits, revenue, data, goodwill, or any trading or investment loss, arising out of or in connection with your use of, or inability to use, the Site or Content, or any decision taken in reliance on it, whether in contract, tort (including negligence) or otherwise, even if advised of the possibility. To the fullest extent permitted by law, our total aggregate liability to you arising out of or in connection with the Site and these Terms is limited to the greater of (a) the total amount you paid to CAB, if any, in the twelve months before the event giving rise to the claim, or (b) NGN 100,000 or the equivalent in relevant currency. Nothing in these Terms limits liability for death or personal injury caused by negligence, for fraud, or for any liability that cannot lawfully be limited.18. Indemnity
You agree to indemnify and hold harmless CAB, 123 Ideas Ltd and their personnel against any claim, loss, liability, cost or expense (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Site or Content, your User Content or contributions, or your violation of any law or third-party right.
19. Corrections and complaints
We correct material errors in public with a dated note, and we do not remove published articles at the request of their subjects. If you believe something we published is wrong or breaches our standards, write to corrections@cryptoassetbuyer.com with the article link and the specific issue, and we will respond in accordance with our published corrections policy.20. Suspension and termination
We may suspend or terminate your access to the Site or any service, and remove any Content or User Content, at any time and without notice, if you breach these Terms or if we reasonably consider it necessary. Sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnity and governing law — survive.21. Governing law and disputesThese Terms, and any dispute arising out of or in connection with them or your use of the Site, are governed by the laws of the Federal Republic of Nigeria. The parties submit to the exclusive jurisdiction of the courts of Nigeria, without prejudice to any right we have to seek relief in another competent jurisdiction to protect our intellectual property. Before commencing proceedings, the parties will attempt in good faith to resolve any dispute by negotiation, and may agree to mediation.22. General provisions
Entire agreement. These Terms, with the Privacy Notice, Ethical Policy and any signed agreement, are the entire agreement between you and CAB on their subject matter.
Severance. If any provision is found unenforceable, the rest remain in force and the provision is modified to the minimum extent necessary.
No waiver. Our failure to enforce any provision is not a waiver of it.
Assignment. You may not assign your rights under these Terms; we may assign ours to a successor of the publication.
No partnership. Nothing here creates a partnership, agency or employment relationship between you and CAB.
Third parties. A person who is not a party to these Terms has no right to enforce them, except that 123 Ideas Ltd’s personnel may enforce the disclaimer, liability and indemnity provisions.
23. Changes to these terms
We may update these Terms from time to time. The version in force is the one published here, with its effective date. Material changes will be reflected in an updated effective date and, where appropriate, flagged on the Site. Your continued use after a change takes effect is your acceptance of the revised Terms.24. How to contact usQuestions about these Terms: hello@cryptoassetbuyer.com
Corrections and complaints: corrections@cryptoassetbuyer.com
Partnerships: partners@cryptoassetbuyer.com
Editorial: editorial@cryptoassetbuyer.com